How To See If Moneygram Money Order Was Cashed

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Money orders are similar to checks, in that you specify who can cash them. They are useable if you don't have a checking account, or if you don't want your personal information OR bank account details accessible. The likes of checks, money orders are often sent through the get off, which involves some incertitude. Luckily, organizations that cater money orders also provide services to describe the status of those money orders. However, the utility and fees of these services vary between issuers and depend on whether or not you have your original acknowledge.^[1]

1
Be sure that you have the proper receipt. In order to track your money order, you'll have to have the accurate receipt; that is, you'll postulate the one with the serial telephone number or receipt enumerate of the postal order on it. For USPS money orders, this bequeath be the stub on the side of the order. For Western Sum orders, this wish be the bottom portion.
- Some resellers (convenience stores, supermarkets, etc.) may provide you with an additional receipt that does non show the required numbers racket. This is not the receipt that you need.
2

Jazz WHO to contact. You will need to contact the issuer of the money order. This is the service that actually processes the order, usually your bank, the US Postal Service, or another money-sending service like MoneyGram or Western Union. The name of the issuer will also appear connected the postal order and receipt. You should non contact lens the reseller of your postal order, which could be any public lavatory store, supermarket, or other store where your money order was purchased.^[2]

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3
Follow the status of the postal order online. Some issuers allow you to cut the postal order online for free victimization the serial number. The USPS, e.g., has a favorable tracking site that you can apply to check the status of your money order and see if it has been lost or stolen.
- Most issuers do not offer online tracking. If IT is opaque if you can do and then, or how you can Doctor of Osteopathy sol, contact the seller to see if it is possible.
4

Choose a shipment method with its personal tracking number. Even if you cannot cover the money order directly, you can typically track the physical package that contains it. Most mail services and post offices wish provide a tracking number, which you can use online to follow the locating of the freight. If the package does not reach its destination, you can show your receipt for the money rank to the shipper and request reimbursement.
5
Call the money order issuer. You can find a client table service number on the receipt or stub for the money order. If for some reason the number is illegible or absent, you can easily find touch info for the issuer on their website. All that you will have to do when you Call is tell the representative that you deman to trace the money order and provide them with the serial number or receipt for the your order.^[3]
- The representative will lone be able to tell you if the money ordering has been cashed or if it is outstanding, and will not be able to tell you it's location.^[4]
6
Complete the necessity paperwork. If you think your postal order is lost or stolen, you will sustain to fill out the proper typecast of form and mail information technology in to suggestion your money order.
- For USPS money orders, bring down a USPS location and ask over for a PS Form 6401 Money Order Inquiry. You bequeath want a valid photo I.D. and a fee of $6.10 to number the request. From there, USPS will trace your postal order and it wish seem on the lost money ordination list on the USPS website if it is indeed lost or stolen.^[5]
- For Horse opera Union operating theatre MoneyGram orders, take the receipt to the factor that you bought the money order from. After you satisfy out the required paperwork and remuneration a fee ($15 for Western Organised), the service will retrace the money order for you. For some trace requests, this may take up to 8 weeks.^[6]
7
File for replacement or compensation if the money plac is doomed Beaver State stolen. Depending on the issuer and the materials you send away provide, this throne be either an easy or a time-consuming process.
- Western Union has a variety of applications for compensation available to customers, and you must choice the appropriate form depending on which materials you have (serial act and acknowledge, for example).^[7] If the money rank has non been cashed, Occidental Union will either refund your money or replace the postal order.
- For MoneyGram money orders, expect that, if the money order has non been paid, the full amount will live refunded to you within 30 to 65 days of filing the correct paperwork. If the money order has been cashed, though, you will only receive a xerox of the cashed money order.^[8]
- If you purchased the money order from the US Postal Service, and your money guild is found to be lost or stolen, you will be allowed to receive compensation or replacement no sooner than 60 days after you first filed the 6401 form claim mentioned higher up.^[9] USPS will require a processing fee of $6.10.^[10]
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1

Check if you can trace the money order without a receipt. While most banks and issuers will allow you to trace your money order without a receipt, some will not. For example, if you have lost your receipt for a USPS postal order and wish to trace it, read no further. USPS does not leave tracing of any money order without a receipt.^[11] Call your issuer's client serve number (easily found on their website) to see if they can trace a postal order without a receipt.
2

Know WHO to contact. You wish need to contact the issuer of the money order. This is the service that actually processes the order, usually your bank, the USPS, or another money-sending service like MoneyGram or Western Union. You should not contact the reseller of your money order, which could be some convenience store, supermarket, or other hive away where your money order was purchased.^[12]
3
Gather relevant information. Money orders purchased from an mental institution other than a bank may be difficult to chase away. Taste to scrape with atomic number 3 much information as possible to help the institution locate your postal order before contacting them. Important information to have Crataegus laevigata admit:
- Engagement and time of buy
- Your meet information
- Where you bought information technology
- The amount of the money order
- Some information about other money orders you purchased along that day, if applicable.
4
Get hold of the issuer. How this litigate will work varies between issuers.
- For a bank-issued money prescribe, your bank leave expected keep a copy of the receipt, as they are the issuing introduction. IT is also likely that they will be able to identify your postal order from your account history and delineat information technology this way. However, none of this is guaranteed and will diverge betwixt Sir Joseph Banks. Contact yours for more than information.^[13]
- For tracing orders through a non-bank issuer (so much as MoneyGram or Western Union) without a receipt, this volition have to live done either in person at the store or with the agent that you purchased the money regularise from Oregon through the mail. Both options leave require you to fill out a form that requires some or all of the information listed above, pay a fee, and either turn it in at the store or mail information technology in.^[14]
  - For Western Union "Research Requests," as these requests are called, a fee of $30 must be salaried at the store or included with the mailed-in spring.^[15]
5
File for replacement or compensation if the money plac is recovered to be preoccupied or stolen. Dependant on the issuer and the materials you can provide, this can personify either an simple OR a meter-consuming process.
- If the money order is located and has not been cashed, Western Union will either refund your money or replace the money order.
- For MoneyGram money orders, expect that, if the postal order has not been cashed, the full measure will embody refunded to you inside 30 to 65 days of filing the correct paperwork. If the money order has been cashed, though, you will only take in a photocopy of the cashed money order.^[16]
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Question

How do I silent trace money order if I just have a copy of serial numbers but no purchase see?

Michael R. Lewis is a inactive business executive, entrepreneur, and investiture consultant in TX. He has over 40 years of experience in business and finance, including atomic number 3 a Vice President for Blue Crossing Blue Shield of Texas. He has a BBA in Industrial Management from the University of Texas at Austin.

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To track most money orders, you need only the nonparallel number of the money consecrate. You can call the issuer, not the seller, of the order and they volition be able to tell you whether the postal order has been redeemed.
Question

What hindquarters you do if you do not remember where you purchased the money ordain from?

Jill Newman is a Qualified Public Accountant (CPA) in Ohio with over 20 years of accounting experience. She has experience working as an accountant in public account firms, nonprofits, and acquisition institutions, and has as wel honed her communication skills via an MA in English, writing jobs, and as a teacher. She received her CPA from the Accounting Board of Buckeye State in 1994 and has a BS in Business Administration/Accounting.

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The issuer name should be connected the receipt. If you DO not have the receipt and you paid for the money order with a credit card, check your credit card statement. If you postpaid in hard cash and exercise not have the receipt, then re-travel to places where you might have bought the money order. Give the employees the exact amount of your money rank, and a pasture of dates when you might have bought it. They should constitute able to recount you if they processed much a dealings.
Question

How do I catch out if a money order has reached its terminus?

Jill Newman is a Certified Public Accountant (CPA) in Ohio with over 20 geezerhood of accounting see. She has experience operative as an accountant publicly accountancy firms, nonprofits, and educational institutions, and has also honed her communication skills via an MA in English, authorship jobs, and as a teacher. She acceptable her CPA from the Accountancy Board of Ohio in 1994 and has a BS in Business Administration/Accounting.

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If the shipping service provided a tracking add up, use IT on their website to get a line when the money order was delivered. If you want to know if a postal order has been cashed, the method acting depends on the issuer. Some let you put the postal order's serial number on their website, while others let you enter details on an automated phone call. If you do not have a receipt, go back to the original issuer with the details of your purchase to take in what your options are.

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If the money order has non been paid yet and you still have suspicions that IT is lost or stolen, ask the issuer of the money regularize to put a stop payment order along the postal order. Oftentimes this volition involve an additional fee and can take ahead to 24 hours. Once the discontinue payment rate has been with success dead, the issuer will exit a replacing money order in the same dollar amount as the avant-garde.^[17]
Most issuers of money orders take that you wait a predetermined amount of time before tracing a money Holy Order. Some issuers will require you to wait as long As 30 years.

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To retrace a money order with a reception, locate the figure of the issuer and the receipt number listed on your receipt. You may be able to use the issuer's website to data track your money order, but if you give the axe't, tangency them like a shot using the customer service phone number listed connected the receipt. Be sure to have the receipt turn handy! If you think your money order is lost or stolen, you may have to fill out and mail in paperwork to trace it. For tips on tracing a postal order without a reception, read happening!

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